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The Pakistan Credit Rating Agency (PACRA) has maintained the Long Term and Short Term rating of "AA+" and "A1+" respectively of Habib Modaraba for the year 2011. Habib Modaraba has received "Best Performing Modaraba Award 2011" from the NBFI's and Modaraba Association of Pakistan. Habib Modaraba has received "Best Corporate Report Award" from ICAP & ICMAP for the 2011. Habib Modaraba has received "Certificate of Merit Award" for "Best Presented Accounts and Corporate Governance Disclosures" from SAFA an apex body of SAARC. Habib Modaraba has introduced "Monthly Profit Payment Scheme" for their prospective depositors.
 
Profile of FHM
 
FHM has completed its successful 25 years of business operations. The twenty five years in the life of an institution may not be a longtime, but it is certainly an important landmark.Truly the milestone never been achieved ...
 
The most beautiful gift (Holy Quran)
 
 
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