Welcome to First Habib Modaraba

 (An Islamic Financial Institution)

Credit Rating

With continuing sound financial positions, FHM is maintaining “AA+” credit rating since last several years. According to PACRA vide their press release dated 27th December, 2016, the FHM was assigned rating scale of AA+ for long term and A1+ for short term. As per PACRA’s assessment these rating denote a very low expectation of credit risk emanating from very strong capacity for timely payment of financial commitments and sound risk absorption capacity emanating from an equity dominated financial structure.